Beat cream cheese, sugar and egg yolks until smooth. In a microwave, heat espresso, Original Chai concentrate, coffee liqueur, rum and nutmeg until just warm. Add the ladyfingers and soak.
Finely chop or grind chocolate chips using pulse setting on food processor or blender. Line a 9” X 5” loaf pan with plastic wrap. Place ½ of the lady fingers up sides and on bottom of pan. Sprinkle with 1/3 of the ground chocolate and half of the cream cheese mixture. Add a layer of ladyfingers (using ½ of the remaining amount) over cream cheese mix. Add another layer of 1/3 chocolate and the rest of the cream cheese mixture. Lay the remaining ladyfingers on top. Refrigerate 12 hours. Unmold & sprinkle with remaining chocolate chips.